Products & Services

We, at SRS, are proud of our extensive range of General Insurance Products.  We also believe that it is important that our clients can easily access comprehensive information about our products and services.  Our online library of Wordings, Proposals and Questionnaires contains information on many of our mainstream products.  Please feel free to utilise this information.  Of course, you can also contact our underwriters to discuss any of our products on an individual case by case basis.

• Industrial Special Risks
• Crime
• Fire and Perils
• General Property
• Most occupations and constructions

• General Combined Liability
• Public Liability
• Products Liability
• Excess Liability
• Umbrella Liability
• Errors and Omissions extensions
• Contractual Liability extensions
• Most Occupations and/or Products

• Civil
• Fabrication
• EAR
• Mechanical / Electrical Risks
• Difference in Deductibles

• Heavy Motor Fleets and Owner Drivers 
• Commercial Motor Vehicles
• Hire Cars and Limousines (including Stretch) 
• Courier Drivers 
• Plant, Machinery and Equipment (excluding logging and farming) 
• Tow Trucks and Tilt Tray Trucks 
• Motor Trade Sales and Garage Risks (Road Risks) 
• Rail 
• Taxis
• Driver Training 

• Accountants - Broad coverage and can include cover for most incidental activities 
• Construction Consultants – including Architects, Design and Drafting Professionals, Engineers and Surveyors of most disciplines 
• Miscellaneous Occupations - Broad coverage available to an extensive list of over 100 occupations
• Real Estate Agents - Can include cover for Valuations, Business Broking 
• Recruitment Services - Including Labour Hire and Contractor Management Services
• Technology - Combined PI/PL cover for general consultancy, software development, project management, website design and hosting, ISP, provision of IT contractors 

• Group Personal Accident and Sickness Insurance - compulsory and voluntary schemes
• Enterprise Bargaining Agreements
• Large Group Journey PA covers where Work Cover excludes PA to/from work (eg. WA and SA)
• Individual Personal Accident and Illness Covers
• Workers' Compensation Top-up (make-up pay) Policies
• Group Accidental Death and Capital Benefits Covers
• Personal Accident Cover for Voluntary Workers
• Various Additional Benefits as standard, including Broken Bones and Accidental Dental

• Prize Indemnity 
• Special Contingency 
• Excess of Loss
• ISR Sub-Limit Top-Up 

Summit Prestige Home Insurance

Summit covers what most of our competitors can't or won't. Add to this a culture of first class service, an enviable record of claims expertise and flexible policies backed by Lloyd's and we think you'll agree... the bar has truly been lifted.

For more information on the Summit product, please visit the Summit website.